Does Addison, IL need an earthquake retrofit?

Under the seismic model IBC and ASCE 7 use for new construction, Addison is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Addison sits at the 41th percentile for seismic hazard among 4,875 US cities.

How Addison compares

The raw figures: peak ground acceleration 0.064g, short-period spectral response 0.125g, 1-second spectral response 0.063g. Among 330 Illinois cities in this dataset, Addison ranks 146 for seismic hazard, the 56th percentile within the state. About 35,728 people live in Addison, Illinois.

What a retrofit costs in Addison

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Illinois. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Addison home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Addison address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Addison's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.