Albertville, MN: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Albertville is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. Rank it against the rest of the country and Albertville sits at the 5th percentile for seismic hazard among 4,875 US cities.

How Albertville compares

The raw figures: peak ground acceleration 0.023g, short-period spectral response 0.049g, 1-second spectral response 0.024g. Among 155 Minnesota cities in this dataset, Albertville ranks 80 for seismic hazard, the 49th percentile within the state. About 8,555 people live in Albertville, Minnesota.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Minnesota. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Albertville home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Albertville address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Albertville's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.