Alfred, NY: what USGS's seismic model says

Alfred carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Alfred sits at the 42th percentile for seismic hazard among 4,875 US cities.

Where Alfred sits in New York

The raw figures: peak ground acceleration 0.067g, short-period spectral response 0.129g, 1-second spectral response 0.043g. Among 170 New York cities in this dataset, Alfred ranks 155 for seismic hazard, the 9th percentile within the state. About 5,471 people live in Alfred, New York.

What a retrofit costs in Alfred

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New York. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Insuring against this, not just retrofitting

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Alfred address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Alfred's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.