Austin's Seismic Design Category, explained
Under the seismic model IBC and ASCE 7 use for new construction, Austin is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts Austin in the 7th percentile nationally for seismic hazard - higher than 7% of the 4,875 US cities USGS was checked against here.
Austin by the numbers
The raw figures: peak ground acceleration 0.024g, short-period spectral response 0.049g, 1-second spectral response 0.037g. Among 155 Minnesota cities in this dataset, Austin ranks 26 for seismic hazard, the 84th percentile within the state. About 26,690 people live in Austin, Minnesota.
What a retrofit costs in Austin
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Minnesota. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Austin address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Austin's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.