Becker's Seismic Design Category, explained
Under the seismic model IBC and ASCE 7 use for new construction, Becker is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts Becker in the 6th percentile nationally for seismic hazard - higher than 6% of the 4,875 US cities USGS was checked against here.
Becker by the numbers
The raw figures: peak ground acceleration 0.024g, short-period spectral response 0.051g, 1-second spectral response 0.021g. Among 155 Minnesota cities in this dataset, Becker ranks 36 for seismic hazard, the 77th percentile within the state. About 5,252 people live in Becker, Minnesota.
Retrofit economics for Becker
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Minnesota. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Becker home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Becker address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Becker's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.