Does Borger, TX need an earthquake retrofit?

Borger carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Borger ranks above 59% of the 4,875 cities in this dataset for seismic hazard - the 59th percentile.

Borger by the numbers

The raw figures: peak ground acceleration 0.116g, short-period spectral response 0.203g, 1-second spectral response 0.049g. Among 384 Texas cities in this dataset, Borger ranks 6 for seismic hazard, the 99th percentile within the state. About 11,892 people live in Borger, Texas.

Retrofit economics for Borger

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Borger home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Borger address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Borger's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.