Brazil, IN: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Brazil is Category C. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. That puts Brazil in the 72th percentile nationally for seismic hazard - higher than 72% of the 4,875 US cities USGS was checked against here.

Where Brazil sits in Indiana

The raw figures: peak ground acceleration 0.127g, short-period spectral response 0.252g, 1-second spectral response 0.108g. Among 126 Indiana cities in this dataset, Brazil ranks 15 for seismic hazard, the 89th percentile within the state. About 8,239 people live in Brazil, Indiana.

What a retrofit costs in Brazil

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Indiana. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Brazil address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Brazil's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.