Does Canton, NY need an earthquake retrofit?
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Canton in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Nationally, Canton ranks above 78% of the 4,875 cities in this dataset for seismic hazard - the 78th percentile.
How Canton compares
USGS's underlying values for Canton: 0.214g peak ground acceleration, 0.352g at short period, 0.085g at 1 second. Within New York alone, Canton ranks 5 of 170 cities by seismic hazard - the 98th percentile in-state. Canton has a population of about 6,957.
Retrofit economics for Canton
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by New York specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in New York.
Insuring against this, not just retrofitting
A Canton homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where Canton's figures come from
Canton's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Canton.