Carbondale, CO: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Carbondale in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Rank it against the rest of the country and Carbondale sits at the 79th percentile for seismic hazard among 4,875 US cities.
Where Carbondale sits in Colorado
The raw figures: peak ground acceleration 0.357g, short-period spectral response 0.526g, 1-second spectral response 0.096g. Among 79 Colorado cities in this dataset, Carbondale ranks 2 for seismic hazard, the 99th percentile within the state. About 6,758 people live in Carbondale, Colorado.
Retrofit economics for Carbondale
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Colorado. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Carbondale address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Carbondale's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.