Cave Creek, AZ: what USGS's seismic model says
Under the seismic model IBC and ASCE 7 use for new construction, Cave Creek is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Cave Creek ranks above 58% of the 4,875 cities in this dataset for seismic hazard - the 58th percentile.
Cave Creek by the numbers
The raw figures: peak ground acceleration 0.112g, short-period spectral response 0.253g, 1-second spectral response 0.08g. Among 57 Arizona cities in this dataset, Cave Creek ranks 28 for seismic hazard, the 52th percentile within the state. About 5,177 people live in Cave Creek, Arizona.
What a retrofit costs in Cave Creek
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Arizona. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Cave Creek address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Cave Creek's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.