Clermont's Seismic Design Category, explained

Under the seismic model IBC and ASCE 7 use for new construction, Clermont is Category A. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. Rank it against the rest of the country and Clermont sits at the 10th percentile for seismic hazard among 4,875 US cities.

Where Clermont sits in Florida

USGS's underlying values for Clermont: 0.029g peak ground acceleration, 0.061g at short period, 0.033g at 1 second. Within Florida alone, Clermont ranks 75 of 228 cities by seismic hazard - the 67th percentile in-state. Clermont has a population of about 50,851.

What a retrofit costs in Clermont

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Florida specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Florida.

What this means for insurance

A Clermont homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Clermont's figures come from

Clermont's Category A and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category A does and doesn't tell you about Clermont.