Cleveland, TX: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Cleveland is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Cleveland sits at the 19th percentile for seismic hazard among 4,875 US cities.

Cleveland by the numbers

USGS's underlying values for Cleveland: 0.036g peak ground acceleration, 0.074g at short period, 0.044g at 1 second. Within Texas alone, Cleveland ranks 187 of 384 cities by seismic hazard - the 51th percentile in-state. Cleveland has a population of about 9,757.

Bracing and bolting: the actual cost

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Texas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Texas.

Earthquake insurance for a Cleveland home

A Cleveland homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Cleveland's figures come from

Cleveland's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Cleveland.