Clute, TX: what USGS's seismic model says

Clute carries Seismic Design Category A under USGS's ASCE 7-16 model. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. Rank it against the rest of the country and Clute sits at the 10th percentile for seismic hazard among 4,875 US cities.

How Clute compares

The raw figures: peak ground acceleration 0.029g, short-period spectral response 0.061g, 1-second spectral response 0.034g. Among 384 Texas cities in this dataset, Clute ranks 277 for seismic hazard, the 28th percentile within the state. About 10,893 people live in Clute, Texas.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Clute address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Clute's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.