Cortland, OH: what USGS's seismic model says

Cortland carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Cortland sits at the 44th percentile for seismic hazard among 4,875 US cities.

How Cortland compares

USGS's underlying values for Cortland: 0.069g peak ground acceleration, 0.13g at short period, 0.047g at 1 second. Within Ohio alone, Cortland ranks 143 of 254 cities by seismic hazard - the 44th percentile in-state. Cortland has a population of about 7,069.

What a retrofit costs in Cortland

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Ohio specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Ohio.

What this means for insurance

A Cortland homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Cortland's figures come from

Cortland's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Cortland.