Crown Point's Seismic Design Category, explained

Crown Point carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Crown Point sits at the 35th percentile for seismic hazard among 4,875 US cities.

Where Crown Point sits in Indiana

The raw figures: peak ground acceleration 0.057g, short-period spectral response 0.117g, 1-second spectral response 0.067g. Among 126 Indiana cities in this dataset, Crown Point ranks 107 for seismic hazard, the 15th percentile within the state. About 35,097 people live in Crown Point, Indiana.

Retrofit economics for Crown Point

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Indiana. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Crown Point address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Crown Point's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.