Danville, IN: what USGS's seismic model says

Danville carries Seismic Design Category C under USGS's ASCE 7-16 model. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. That puts Danville in the 70th percentile nationally for seismic hazard - higher than 70% of the 4,875 US cities USGS was checked against here.

Where Danville sits in Indiana

USGS's underlying values for Danville: 0.1g peak ground acceleration, 0.197g at short period, 0.089g at 1 second. Within Indiana alone, Danville ranks 30 of 126 cities by seismic hazard - the 77th percentile in-state. Danville has a population of about 12,532.

Retrofit economics for Danville

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Indiana specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Indiana.

What this means for insurance

A Danville homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Danville's figures come from

Danville's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Danville.