East Rutherford's Seismic Design Category, explained
Under the seismic model IBC and ASCE 7 use for new construction, East Rutherford is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts East Rutherford in the 65th percentile nationally for seismic hazard - higher than 65% of the 4,875 US cities USGS was checked against here.
East Rutherford by the numbers
The raw figures: peak ground acceleration 0.181g, short-period spectral response 0.293g, 1-second spectral response 0.06g. Among 194 New Jersey cities in this dataset, East Rutherford ranks 48 for seismic hazard, the 76th percentile within the state. About 10,624 people live in East Rutherford, New Jersey.
Retrofit economics for East Rutherford
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New Jersey. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a East Rutherford address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced East Rutherford's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.