Everman, TX: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Everman is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Everman in the 21th percentile nationally for seismic hazard - higher than 21% of the 4,875 US cities USGS was checked against here.

How Everman compares

USGS's underlying values for Everman: 0.041g peak ground acceleration, 0.087g at short period, 0.05g at 1 second. Within Texas alone, Everman ranks 159 of 384 cities by seismic hazard - the 59th percentile in-state. Everman has a population of about 6,347.

Retrofit economics for Everman

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Texas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Texas.

Insuring against this, not just retrofitting

A Everman homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Everman's figures come from

Everman's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Everman.