Forest Hill, TX: what USGS's seismic model says

Forest Hill carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Forest Hill in the 23th percentile nationally for seismic hazard - higher than 23% of the 4,875 US cities USGS was checked against here.

How Forest Hill compares

The raw figures: peak ground acceleration 0.042g, short-period spectral response 0.089g, 1-second spectral response 0.05g. Among 384 Texas cities in this dataset, Forest Hill ranks 150 for seismic hazard, the 61th percentile within the state. About 14,314 people live in Forest Hill, Texas.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Forest Hill home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Forest Hill address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Forest Hill's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.