Fruitland's Seismic Design Category, explained

Fruitland carries Seismic Design Category C under USGS's ASCE 7-16 model. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Rank it against the rest of the country and Fruitland sits at the 74th percentile for seismic hazard among 4,875 US cities.

Where Fruitland sits in Idaho

USGS's underlying values for Fruitland: 0.138g peak ground acceleration, 0.308g at short period, 0.112g at 1 second. Within Idaho alone, Fruitland ranks 19 of 36 cities by seismic hazard - the 49th percentile in-state. Fruitland has a population of about 7,078.

Retrofit economics for Fruitland

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Idaho specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Idaho.

What this means for insurance

A Fruitland homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Fruitland's figures come from

Fruitland's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Fruitland.