Does Fulton, NY need an earthquake retrofit?

Fulton carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Fulton in the 47th percentile nationally for seismic hazard - higher than 47% of the 4,875 US cities USGS was checked against here.

Fulton by the numbers

The raw figures: peak ground acceleration 0.073g, short-period spectral response 0.146g, 1-second spectral response 0.052g. Among 170 New York cities in this dataset, Fulton ranks 147 for seismic hazard, the 14th percentile within the state. About 11,234 people live in Fulton, New York.

What a retrofit costs in Fulton

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New York. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Fulton home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Fulton address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Fulton's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.