Georgetown, KY: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Georgetown is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Georgetown sits at the 52th percentile for seismic hazard among 4,875 US cities.

How Georgetown compares

The raw figures: peak ground acceleration 0.084g, short-period spectral response 0.168g, 1-second spectral response 0.081g. Among 79 Kentucky cities in this dataset, Georgetown ranks 58 for seismic hazard, the 27th percentile within the state. About 40,518 people live in Georgetown, Kentucky.

What a retrofit costs in Georgetown

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Kentucky. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Earthquake insurance for a Georgetown home

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Georgetown address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Georgetown's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.