Girard, OH: what USGS's seismic model says

Girard carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Girard sits at the 38th percentile for seismic hazard among 4,875 US cities.

How Girard compares

USGS's underlying values for Girard: 0.061g peak ground acceleration, 0.118g at short period, 0.046g at 1 second. Within Ohio alone, Girard ranks 195 of 254 cities by seismic hazard - the 23th percentile in-state. Girard has a population of about 9,454.

What a retrofit costs in Girard

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Ohio specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Ohio.

Earthquake insurance for a Girard home

A Girard homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Girard's figures come from

Girard's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Girard.