Grandville, MI: what USGS's seismic model says
Under the seismic model IBC and ASCE 7 use for new construction, Grandville is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Grandville sits at the 23th percentile for seismic hazard among 4,875 US cities.
Where Grandville sits in Michigan
USGS's underlying values for Grandville: 0.042g peak ground acceleration, 0.086g at short period, 0.047g at 1 second. Within Michigan alone, Grandville ranks 103 of 153 cities by seismic hazard - the 33th percentile in-state. Grandville has a population of about 17,094.
Bracing and bolting: the actual cost
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Michigan specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Michigan.
Insuring against this, not just retrofitting
A Grandville homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where Grandville's figures come from
Grandville's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Grandville.