Hammonton's Seismic Design Category, explained
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Hammonton in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Hammonton sits at the 51th percentile for seismic hazard among 4,875 US cities.
Hammonton by the numbers
The raw figures: peak ground acceleration 0.082g, short-period spectral response 0.152g, 1-second spectral response 0.044g. Among 194 New Jersey cities in this dataset, Hammonton ranks 180 for seismic hazard, the 7th percentile within the state. About 15,036 people live in Hammonton, New Jersey.
Bracing and bolting: the actual cost
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New Jersey. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Hammonton home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Hammonton address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Hammonton's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.