Hereford, TX: what USGS's seismic model says
Hereford carries Seismic Design Category A under USGS's ASCE 7-16 model. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. Nationally, Hereford ranks above 16% of the 4,875 cities in this dataset for seismic hazard - the 16th percentile.
How Hereford compares
The raw figures: peak ground acceleration 0.066g, short-period spectral response 0.128g, 1-second spectral response 0.037g. Among 384 Texas cities in this dataset, Hereford ranks 204 for seismic hazard, the 47th percentile within the state. About 14,860 people live in Hereford, Texas.
Retrofit economics for Hereford
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Hereford address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Hereford's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.