Hickory, NC: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Hickory in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Hickory sits at the 58th percentile for seismic hazard among 4,875 US cities.
Where Hickory sits in North Carolina
USGS's underlying values for Hickory: 0.108g peak ground acceleration, 0.206g at short period, 0.08g at 1 second. Within North Carolina alone, Hickory ranks 37 of 147 cities by seismic hazard - the 75th percentile in-state. Hickory has a population of about 45,081.
What a retrofit costs in Hickory
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by North Carolina specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in North Carolina.
Insuring against this, not just retrofitting
A Hickory homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where Hickory's figures come from
Hickory's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Hickory.