Hilton, NY: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Hilton in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Hilton ranks above 52% of the 4,875 cities in this dataset for seismic hazard - the 52th percentile.
Hilton by the numbers
The raw figures: peak ground acceleration 0.087g, short-period spectral response 0.161g, 1-second spectral response 0.048g. Among 170 New York cities in this dataset, Hilton ranks 134 for seismic hazard, the 21th percentile within the state. About 5,975 people live in Hilton, New York.
What a retrofit costs in Hilton
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New York. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Insuring against this, not just retrofitting
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Hilton address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Hilton's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.