Hubbard's Seismic Design Category, explained

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Hubbard in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Hubbard ranks above 35% of the 4,875 cities in this dataset for seismic hazard - the 35th percentile.

Hubbard by the numbers

The raw figures: peak ground acceleration 0.058g, short-period spectral response 0.114g, 1-second spectral response 0.046g. Among 254 Ohio cities in this dataset, Hubbard ranks 212 for seismic hazard, the 17th percentile within the state. About 7,565 people live in Hubbard, Ohio.

What a retrofit costs in Hubbard

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Ohio. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Insuring against this, not just retrofitting

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Hubbard address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Hubbard's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.