Hurricane, UT: what USGS's seismic model says

Hurricane carries Seismic Design Category D under USGS's ASCE 7-16 model. High seismic hazard - this is the category most of coastal California, the Pacific Northwest, and other active fault regions fall into. Code mandates significant seismic detailing and restricts irregular structural configurations. This is the category the Brace + Bolt scope (cripple-wall bracing, foundation bolting) is built for. That puts Hurricane in the 84th percentile nationally for seismic hazard - higher than 84% of the 4,875 US cities USGS was checked against here.

Where Hurricane sits in Utah

USGS's underlying values for Hurricane: 0.266g peak ground acceleration, 0.615g at short period, 0.201g at 1 second. Within Utah alone, Hurricane ranks 82 of 95 cities by seismic hazard - the 14th percentile in-state. Hurricane has a population of about 24,753.

What a retrofit costs in Hurricane

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Utah specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Utah.

What this means for insurance

A Hurricane homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Hurricane's figures come from

Hurricane's Category D and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category D does and doesn't tell you about Hurricane.