Does Hyde Park, UT need an earthquake retrofit?

Hyde Park carries Seismic Design Category D under USGS's ASCE 7-16 model. High seismic hazard - this is the category most of coastal California, the Pacific Northwest, and other active fault regions fall into. Code mandates significant seismic detailing and restricts irregular structural configurations. This is the category the Brace + Bolt scope (cripple-wall bracing, foundation bolting) is built for. Nationally, Hyde Park ranks above 88% of the 4,875 cities in this dataset for seismic hazard - the 88th percentile.

Hyde Park by the numbers

USGS's underlying values for Hyde Park: 0.437g peak ground acceleration, 1.015g at short period, 0.338g at 1 second. Within Utah alone, Hyde Park ranks 70 of 95 cities by seismic hazard - the 27th percentile in-state. Hyde Park has a population of about 5,766.

What a retrofit costs in Hyde Park

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Utah specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Utah.

What this means for insurance

A Hyde Park homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Hyde Park's figures come from

Hyde Park's Category D and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category D does and doesn't tell you about Hyde Park.