Kendallville, IN: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Kendallville is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Kendallville ranks above 42% of the 4,875 cities in this dataset for seismic hazard - the 42th percentile.

Kendallville by the numbers

USGS's underlying values for Kendallville: 0.066g peak ground acceleration, 0.128g at short period, 0.061g at 1 second. Within Indiana alone, Kendallville ranks 83 of 126 cities by seismic hazard - the 34th percentile in-state. Kendallville has a population of about 10,326.

Retrofit economics for Kendallville

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Indiana specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Indiana.

Insuring against this, not just retrofitting

A Kendallville homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Kendallville's figures come from

Kendallville's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Kendallville.