Does Kingman, AZ need an earthquake retrofit?
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Kingman in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. That puts Kingman in the 71th percentile nationally for seismic hazard - higher than 71% of the 4,875 US cities USGS was checked against here.
Kingman by the numbers
USGS's underlying values for Kingman: 0.116g peak ground acceleration, 0.263g at short period, 0.105g at 1 second. Within Arizona alone, Kingman ranks 16 of 57 cities by seismic hazard - the 73th percentile in-state. Kingman has a population of about 35,383.
Bracing and bolting: the actual cost
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Arizona specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Arizona.
Earthquake insurance for a Kingman home
A Kingman homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where Kingman's figures come from
Kingman's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Kingman.