Kinnelon, NJ: what USGS's seismic model says

Kinnelon carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Kinnelon sits at the 63th percentile for seismic hazard among 4,875 US cities.

Kinnelon by the numbers

USGS's underlying values for Kinnelon: 0.163g peak ground acceleration, 0.269g at short period, 0.058g at 1 second. Within New Jersey alone, Kinnelon ranks 101 of 194 cities by seismic hazard - the 48th percentile in-state. Kinnelon has a population of about 10,108.

What a retrofit costs in Kinnelon

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by New Jersey specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in New Jersey.

What this means for insurance

A Kinnelon homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Kinnelon's figures come from

Kinnelon's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Kinnelon.