Lake Dallas, TX: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Lake Dallas is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Lake Dallas sits at the 34th percentile for seismic hazard among 4,875 US cities.

How Lake Dallas compares

The raw figures: peak ground acceleration 0.056g, short-period spectral response 0.115g, 1-second spectral response 0.057g. Among 384 Texas cities in this dataset, Lake Dallas ranks 53 for seismic hazard, the 86th percentile within the state. About 7,915 people live in Lake Dallas, Texas.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Texas. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Insuring against this, not just retrofitting

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Lake Dallas address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Lake Dallas's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.