Lima, OH: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Lima is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Lima ranks above 58% of the 4,875 cities in this dataset for seismic hazard - the 58th percentile.

Where Lima sits in Ohio

USGS's underlying values for Lima: 0.11g peak ground acceleration, 0.191g at short period, 0.066g at 1 second. Within Ohio alone, Lima ranks 8 of 254 cities by seismic hazard - the 97th percentile in-state. Lima has a population of about 34,690.

Retrofit economics for Lima

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Ohio specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Ohio.

Earthquake insurance for a Lima home

A Lima homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Lima's figures come from

Lima's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Lima.