Does Lynchburg, Moore County, TN need an earthquake retrofit?

Lynchburg, Moore County carries Seismic Design Category C under USGS's ASCE 7-16 model. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Nationally, Lynchburg, Moore County ranks above 73% of the 4,875 cities in this dataset for seismic hazard - the 73th percentile.

Lynchburg, Moore County by the numbers

USGS's underlying values for Lynchburg, Moore County: 0.132g peak ground acceleration, 0.26g at short period, 0.119g at 1 second. Within Tennessee alone, Lynchburg, Moore County ranks 97 of 104 cities by seismic hazard - the 7th percentile in-state. Lynchburg, Moore County has a population of about 6,773.

Bracing and bolting: the actual cost

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Tennessee specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Tennessee.

Earthquake insurance for a Lynchburg, Moore County home

A Lynchburg, Moore County homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where Lynchburg, Moore County's figures come from

Lynchburg, Moore County's Category C and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category C does and doesn't tell you about Lynchburg, Moore County.