McLendon-Chisholm, TX: what USGS's seismic model says

McLendon-Chisholm carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, McLendon-Chisholm ranks above 29% of the 4,875 cities in this dataset for seismic hazard - the 29th percentile.

Where McLendon-Chisholm sits in Texas

USGS's underlying values for McLendon-Chisholm: 0.049g peak ground acceleration, 0.103g at short period, 0.057g at 1 second. Within Texas alone, McLendon-Chisholm ranks 92 of 384 cities by seismic hazard - the 76th percentile in-state. McLendon-Chisholm has a population of about 5,291.

Retrofit economics for McLendon-Chisholm

A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Texas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Texas.

Earthquake insurance for a McLendon-Chisholm home

A McLendon-Chisholm homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.

Where McLendon-Chisholm's figures come from

McLendon-Chisholm's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about McLendon-Chisholm.