Does McMinnville, OR need an earthquake retrofit?

McMinnville carries Seismic Design Category D under USGS's ASCE 7-16 model. High seismic hazard - this is the category most of coastal California, the Pacific Northwest, and other active fault regions fall into. Code mandates significant seismic detailing and restricts irregular structural configurations. This is the category the Brace + Bolt scope (cripple-wall bracing, foundation bolting) is built for. Rank it against the rest of the country and McMinnville sits at the 88th percentile for seismic hazard among 4,875 US cities.

How McMinnville compares

The raw figures: peak ground acceleration 0.427g, short-period spectral response 0.914g, 1-second spectral response 0.457g. Among 80 Oregon cities in this dataset, McMinnville ranks 16 for seismic hazard, the 81th percentile within the state. About 35,255 people live in McMinnville, Oregon.

What a retrofit costs in McMinnville

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Oregon. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a McMinnville address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced McMinnville's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.