Monett, MO: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Monett is Category C. Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. Nationally, Monett ranks above 67% of the 4,875 cities in this dataset for seismic hazard - the 67th percentile.

How Monett compares

The raw figures: peak ground acceleration 0.075g, short-period spectral response 0.158g, 1-second spectral response 0.092g. Among 135 Missouri cities in this dataset, Monett ranks 91 for seismic hazard, the 33th percentile within the state. About 10,108 people live in Monett, Missouri.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Missouri. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Monett address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Monett's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.