Morgantown, WV: what USGS's seismic model says

Under the seismic model IBC and ASCE 7 use for new construction, Morgantown is Category B. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Morgantown ranks above 25% of the 4,875 cities in this dataset for seismic hazard - the 25th percentile.

Where Morgantown sits in West Virginia

The raw figures: peak ground acceleration 0.044g, short-period spectral response 0.093g, 1-second spectral response 0.047g. Among 26 West Virginia cities in this dataset, Morgantown ranks 24 for seismic hazard, the 8th percentile within the state. About 30,490 people live in Morgantown, West Virginia.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for West Virginia. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Insuring against this, not just retrofitting

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Morgantown address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Morgantown's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.