New Brighton, MN: what USGS's seismic model says

USGS's ASCE 7-16 seismic design model - the same standard building codes use - places New Brighton in Seismic Design Category A: Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts New Brighton in the 4th percentile nationally for seismic hazard - higher than 4% of the 4,875 US cities USGS was checked against here.

Where New Brighton sits in Minnesota

The raw figures: peak ground acceleration 0.022g, short-period spectral response 0.048g, 1-second spectral response 0.029g. Among 155 Minnesota cities in this dataset, New Brighton ranks 113 for seismic hazard, the 27th percentile within the state. About 22,374 people live in New Brighton, Minnesota.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Minnesota. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a New Brighton address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced New Brighton's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.