Newburgh, NY: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Newburgh in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Rank it against the rest of the country and Newburgh sits at the 60th percentile for seismic hazard among 4,875 US cities.
Where Newburgh sits in New York
The raw figures: peak ground acceleration 0.136g, short-period spectral response 0.233g, 1-second spectral response 0.057g. Among 170 New York cities in this dataset, Newburgh ranks 79 for seismic hazard, the 54th percentile within the state. About 28,181 people live in Newburgh, New York.
Retrofit economics for Newburgh
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for New York. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Newburgh home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Newburgh address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Newburgh's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.