North Miami, FL: what USGS's seismic model says

North Miami carries Seismic Design Category A under USGS's ASCE 7-16 model. Lowest seismic design category. Building code requires no seismic-specific detailing here beyond ordinary construction practice. That puts North Miami in the 1th percentile nationally for seismic hazard - higher than 1% of the 4,875 US cities USGS was checked against here.

North Miami by the numbers

The raw figures: peak ground acceleration 0.019g, short-period spectral response 0.041g, 1-second spectral response 0.021g. Among 228 Florida cities in this dataset, North Miami ranks 202 for seismic hazard, the 11th percentile within the state. About 62,202 people live in North Miami, Florida.

Bracing and bolting: the actual cost

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Florida. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a North Miami address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced North Miami's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.