Oconomowoc's Seismic Design Category, explained
Oconomowoc carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Oconomowoc in the 19th percentile nationally for seismic hazard - higher than 19% of the 4,875 US cities USGS was checked against here.
How Oconomowoc compares
The raw figures: peak ground acceleration 0.036g, short-period spectral response 0.075g, 1-second spectral response 0.048g. Among 157 Wisconsin cities in this dataset, Oconomowoc ranks 54 for seismic hazard, the 66th percentile within the state. About 20,002 people live in Oconomowoc, Wisconsin.
Retrofit economics for Oconomowoc
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Wisconsin. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Oconomowoc home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Oconomowoc address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Oconomowoc's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.