Overland Park, KS: what USGS's seismic model says
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Overland Park in Seismic Design Category B: Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Overland Park in the 27th percentile nationally for seismic hazard - higher than 27% of the 4,875 US cities USGS was checked against here.
Where Overland Park sits in Kansas
USGS's underlying values for Overland Park: 0.046g peak ground acceleration, 0.096g at short period, 0.07g at 1 second. Within Kansas alone, Overland Park ranks 9 of 63 cities by seismic hazard - the 87th percentile in-state. Overland Park has a population of about 202,893.
What a retrofit costs in Overland Park
A full earthquake retrofit typically runs $5,000-$10,000 nationally (around $7,000 typical), driven mainly by house size and foundation type, not by Kansas specifically. California's Earthquake Brace + Bolt grant, which covers a large share of this cost, is a California-only program and does not apply in Kansas.
Earthquake insurance for a Overland Park home
A Overland Park homeowner cannot buy a standalone earthquake policy in most cases - it is added to an existing homeowners policy as an endorsement, so the place to start is a regular home-insurance quote.
Where Overland Park's figures come from
Overland Park's Category B and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. See the category explainer for what Category B does and doesn't tell you about Overland Park.