Oxnard's Seismic Design Category, explained

Oxnard carries Seismic Design Category D under USGS's ASCE 7-16 model. High seismic hazard - this is the category most of coastal California, the Pacific Northwest, and other active fault regions fall into. Code mandates significant seismic detailing and restricts irregular structural configurations. This is the category the Brace + Bolt scope (cripple-wall bracing, foundation bolting) is built for. Rank it against the rest of the country and Oxnard sits at the 97th percentile for seismic hazard among 4,875 US cities.

Oxnard by the numbers

USGS's underlying values for Oxnard: 0.776g peak ground acceleration, 1.769g at short period, 0.65g at 1 second. Within California alone, Oxnard ranks 119 of 429 cities by seismic hazard - the 72th percentile in-state. Oxnard has a population of about 200,616.

What a retrofit costs in Oxnard

Cripple-wall bracing and foundation bolting - the scope California's Earthquake Brace + Bolt (EBB) grant funds - typically runs $3,000-$7,000 nationally. Every qualifying household gets a $3,000 base grant, which brings that down to $0-$4,000 out of pocket; income-eligible households ($89,040/year or under) can get up to $10,000 total, covering the retrofit outright in most cases.

Earthquake insurance for a Oxnard home

Oxnard sits in CEA territory, but CEA earthquake coverage is agent-sold only, never direct - so the real first step for a homeowner here is a standard home-insurance quote, then asking that agent about CEA specifically.

Where Oxnard's figures come from

Oxnard's Category D and every number above trace to USGS's own ASCE 7-16 Design Maps service - see the methodology guide. Full Brace + Bolt eligibility rules - beyond what this page can check from a ZIP code alone - are in the retrofit cost and grant guide.