Pauls Valley's Seismic Design Category, explained
USGS's ASCE 7-16 seismic design model - the same standard building codes use - places Pauls Valley in Seismic Design Category C: Moderate seismic hazard. Code adds irregular-building restrictions and requires bracing of some nonstructural components (e.g. tall shelving, water heaters) in addition to structural detailing. That puts Pauls Valley in the 79th percentile nationally for seismic hazard - higher than 79% of the 4,875 US cities USGS was checked against here.
Where Pauls Valley sits in Oklahoma
The raw figures: peak ground acceleration 0.261g, short-period spectral response 0.407g, 1-second spectral response 0.091g. Among 75 Oklahoma cities in this dataset, Pauls Valley ranks 2 for seismic hazard, the 99th percentile within the state. About 6,112 people live in Pauls Valley, Oklahoma.
What a retrofit costs in Pauls Valley
Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Oklahoma. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.
Earthquake insurance for a Pauls Valley home
Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Pauls Valley address.
More on how this number was built
The methodology guide covers exactly how USGS's public design-maps API produced Pauls Valley's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.