Peru, IN: what USGS's seismic model says

Peru carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. That puts Peru in the 36th percentile nationally for seismic hazard - higher than 36% of the 4,875 US cities USGS was checked against here.

Where Peru sits in Indiana

The raw figures: peak ground acceleration 0.059g, short-period spectral response 0.122g, 1-second spectral response 0.07g. Among 126 Indiana cities in this dataset, Peru ranks 95 for seismic hazard, the 25th percentile within the state. About 11,003 people live in Peru, Indiana.

What a retrofit costs in Peru

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Indiana. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

Insuring against this, not just retrofitting

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Peru address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Peru's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.