Does Pikeville, KY need an earthquake retrofit?

Pikeville carries Seismic Design Category B under USGS's ASCE 7-16 model. Low seismic hazard. Code requires basic seismic detailing (bracing, connections) but no special structural system restrictions. Nationally, Pikeville ranks above 57% of the 4,875 cities in this dataset for seismic hazard - the 57th percentile.

Where Pikeville sits in Kentucky

The raw figures: peak ground acceleration 0.107g, short-period spectral response 0.199g, 1-second spectral response 0.078g. Among 79 Kentucky cities in this dataset, Pikeville ranks 50 for seismic hazard, the 37th percentile within the state. About 7,366 people live in Pikeville, Kentucky.

Retrofit economics for Pikeville

Outside California, no state-level retrofit grant equivalent to Brace + Bolt could be found for Kentucky. A typical retrofit still runs $5,000-$10,000 nationally, about $7,000 for a common single-family job.

What this means for insurance

Outside California, earthquake coverage is typically sold as an endorsement added to a standard homeowners policy, not a separate product - worth asking about directly when getting a home-insurance quote for a Pikeville address.

More on how this number was built

The methodology guide covers exactly how USGS's public design-maps API produced Pikeville's numbers. The guide to what a Seismic Design Category actually means covers why a category is never a substitute for an engineer's assessment of one specific house.